If using fresh corn, grill or boil until tender; cut off kernels. If using frozen corn, thaw and drain excess moisture.

In a large mixing bowl, combine mayonnaise and sour cream until smooth. Stir in lime juice and chili powder.

Gently fold in corn kernels, chopped cilantro, and crumbled cheese until evenly mixed.

Taste and adjust seasoning if needed—add more lime juice or chili powder as desired.

Cover with plastic wrap and chill in the fridge for at least one hour to allow flavors to meld.

Serve in a bowl garnished with additional cheese and cilantro alongside tortilla chips or veggie sticks.